Töihin Santanderille

Vi søker student til deltidsstilling på vår Origination Auto avdeling. Du vil jobbe i et dynamisk miljø der hovedoppgavene vil være å håndtere henvendelser fra samarbeidende forhandlere, biladministrasjon samt bidra til å styrke Santanders posisjon som nummer 1 på finansiering av bil og fritidsprodukter.

Som person er du fremoverlent og proaktiv i jobben din. Du evner å håndtere flere ansvarsområder og er strukturert under press i et hektisk miljø. I Santander vil du få mulighet til å jobbe tverrfaglig og bli kjent med hele organisasjonen samt våre leverandører. Det er derfor fint om du har god forretningsforståelse og evner å etablere gode kontakter for samarbeid.

Ansvarsområde:

• Utstrakt kommunikasjon med samarbeidende forhandlere
• Forstå forhandlerens behov for å sikre at SCB er det foretrukne kontaktsenter for alle finanseringsforespørsler
• Kredittbehandling av innkommende søknader iht. selskapets til enhver tids gjeldende instruks
• Tilføre relasjonen til forhandler merverdi ved å opptre som rådgiver, samt formidle opplæringsbehov til KAM
• Arbeide proaktivt mot selskapets og avdelingens mål og KPI’er, samt videreutvikle egen kompetanse

Leveranser

• Øke forhandlers tilfredshet ved å håndtere forespørsler korrekt, effektivt og profesjonelt
• Bidra til økt salg ved å være løsningsorientert og ha korrekt kompetanse
• Håndtere alle typer forespørsler og henvendelser fra våre samarbeidende forhandlere
• Gjennomføre overdragelser og endringer av løpende leasing og lånekontrakter
• Produkt- og prosessansvar er tillagt hver stilling, selskapet roterer disse ved behov

Lue lisää ja hae

We are looking for a ambitious member to the Financial Reporting team as part of the Financial Control function. The team is responsible for ensuring accurate and qualitative financial reports across the 4 units in the Nordics relating to Management- and Statutory reporting. This role is focused towards our Management Reporting area with responsibilities related to our Auto Captive partner agreements and the delivery of accurate and timely reporting to internal and external stakeholders in accordance to defined reporting and data requirements. The role entails an eye for details and continuous improvements/automatization of processes in order to streamline and improve reporting processes.

As a Reporting Specialist you will have responsibilities for Management reports related to Actuals, Budget and Forecast covering Captive reporting per country/brand/product. The role entails a close cooperation with the Nordic Management Control team as well as the Commercial team in order to proactively implement and adhere to changes in reporting and data requirements to ensure high quality reporting. To be successful in the role you have experience in database handling and proficient in SQL or similar. You are a teamplayer with high integrity and thrives in a fast pace environment that requires good communication skills with a variety of stakeholders within the Group.

Responsibilities:

• Monthly reporting in MIS (Management Information System).
• Responsibility for Captive reporting process, including the preparation and submission of required reports to internal and external stakeholders incl HQ.
• Ensuring timely & accurate delivery of Captive reporting for the Nordics.
• Drive consistency, simplification and digitalisation/automation of reporting processes.
• Participate in Management Reporting related projects and adhere to reporting requirement implementation.
• Coordinate with internal stakeholders to ensure accurate and timely collection of data for reporting purposes.

Lue lisää ja hae

The Fraud Team Leader has a critical role in helping Santander Consumer Bank to fulfill its legal and regulatory obligations when it comes to Fraud activities. The Team Leader provides leadership and strategic directions to how the team manages its Fraud investigation and and cooperates with external parties such as FSA, law enforcement, regulators, Police and other Banks. The position is key to streamlining and creating efficiencies for Fraud strategy, Fraud prevention, and Fraud Investigations in the Bank.

Areas of responsibility

The role will have a strategic, analytical, and people management focus and the Fraud Team Leader will independently take the initiative and drive process improvements for investigations and increase cross-border collaboration in the workforce and ensure that the Fraud Analysts and Fraud Prevention Specialist have the right and updated competencies for their roles to reduce fraud across all products.

You will manage the Fraud team located across the Nordic geographies and have the responsibility for executing the designed strategy. You will provide leadership and a Nordic strategic mindset in how the team can use data analysis to better prevent financial crime by better understanding customer behavior and habits and secure robust controls of data. The team will drive the analysis to better understand our customers – their behaviors and habits.

The tasks will include, but not be limited to the following:

• Apply to the Fraud Center of Excellence strategy, methodologies, frameworks, and procedures for Santander to prevent Fraud risks

• Secure that strategic setup maximizes the efficiencies and synergies across the products and cross-country teams

• Deliver Fraud forecast

• Drive Fraud improvement

• Ensure that input from the Fraud Analysts and Fraud Prevention Specialists are analyzed and used to adjust or introduce new rules for preventing fraud

• Provide in-depth fraud losses analysis to identify trends and reasons behind the results, and suggest potential improvement

• Deliver forecast for Fraud losses and be involved in the Fraud Budget work

• Drive the strategy and execution of improvement and innovation initiatives within Fraud
• Ensure the establishment and execution of common policies and procedures for the processing of FSA/authority's requests
• Ensure common routines for Investigation work with Fraud are in place across countries and followed by the local teams
• Define and enforce a common way of working on payment defaults
• Support the team in internal Fraud investigations

• Actively collaborate with RISK, Collections, and Commercial to reduce the fraud risk within the Bank and keep our losses as low as possible.

• Actively provide fraud awareness training to the whole Bank

• Create robust training for the organization that is continuously updated

• Coordinate continuous assessment of existing frameworks and procedures, methodologies

• Deliver on fraud report requirements related to Basel II and to HQ (ORI Reporting –OP Risk Indicators)

• Supporting and assisting in bank-level risk assessments/investigations

• Keep track of changes in regulation, law, guidelines, and other regulatory updates, assess their impact on one Bank’s processes, policies, and frameworks, and drive implementation of required, adjustments and changes

• Build a strong Fraud team and encourage people to keep track of the latest news and developments in the Fraud area, including regulations, and actively seek other training opportunities to increase their expertise within the area

• Ensure that the Fraud team is not product-focused and there is sufficient coverage and expertise across all geographies

Lue lisää ja hae

Would you like to be part of a high-performing HR team in one of the world’s largest banks?

We are looking for a Senior HR Analyst to join our Nordic HR Operations team at Santander. Here you will play a crucial role with identifying and driving implementation of key people analytics metrics and developing data collection methodologies to ensure accurate and reliable data in HR systems, reports, and dashboards.

The Senior HR Analyst will support the HR Operations delivery model by taking lead on important HR projects such as renewal of grading structure and digitalisation of compensation & benefits, as well as transforming complex HR data into clear and actionable insights. This will be across the employee life cycle enhancing the overall people management practices.

The position reports to Head of HR Operations.

Key accountabilities

People Analytics

• Drive implementation of key people analytics metrics and promote the importance of accurate data quality among HR
• Perform data quality checks on monthly basis
• Provide training to HR and business partners on people analytics concepts, tools and methodologies and fostering a data-driven culture across the organisation
• Preparing information required for audits
• Contribute on development of HR AI together with international HR colleagues

Compensation & Benefits

• Grading of roles (Mercer IPE evaluation)
• Submission of salary surveys as part of the annual bench-marking activity
• Creation of salary bands
• Perform analysis and reporting on the Equal pay and Gender Gap situation in our countries
• Support with the bank’s annual local identified staff analysis and process
• Co-lead the Nordic annual salary review process with local country HR point of contact

The Senior HR Analyst will be key user of several HR tools (Workday, Power-BI...) and lead or contribute on various HR Projects. Upcoming projects are renewal of our job architecture and digitalisation of C&B in Workday.

Lue lisää ja hae

Do you want to work with HR processes in one of the world’s largest banks?

The HR Operations Assistant will be part of our Nordic HR Operations team and will contribute on delivering high level support to our internal customers with accurate and timely processing of information and/or reporting to stakeholders.

The role is temporary for 12 months and the employment is part-time, 20% with a possibility to work more hours during the summer months.

Main activities include:

• HR Service support to HR community, business leaders and employees
• Monthly data quality clean-up in our Masterdata HR-tool to ensure compliancy
• Creation of positions, next to managing following processes in our HR tools; Hire, Transfer, Extension and/or Termination
• Contribute on securing high data quality in our HR Masterdata tool
• Follow-up on onboarding and termination processes
• Follow-up and respond on inquiries in our HR channels
• On regularly basis arrange and facilitate HRs onboarding program for new joiners
• Arrange various social activities to continue building on our great work environment

Lue lisää ja hae

Vi søker nå etter en motivert medarbeider til vårt team for Financial Quality and Assurance (FQ&A). I denne stillingen vil du bli en del av et høyt kvalifisert og faglig sterkt team, som jobber med ulike oppgaver innenfor IFRS, skatt/moms og internkontroll på nordisk nivå.

FQ&A-teamet er ansvarlig for å levere nøyaktig og korrekt rapportering av bankens økonomiske resultater i henhold til lover og regler, samt opprettholde bankens rammeverk for internkontroll av finansiell rapportering (SOX). Alle definisjoner for lovbestemt rapportering og regnskapsmessig behandling fastsettes av dette teamet. Teamet har også en nøkkelrolle i å ivareta og følge opp regnskapsprinsippene for banken.

Viktigste ansvarsområder:

• Være en sentral bidragsyter inn mot den finansielle rapporteringen for banken, utarbeidelse og kvalitetssikring av kvartalsrapporter og årsregnskaper (AS/Group, SCF Finland og SCB Sverige Filial)
• Utarbeide skatteberegninger (ved årsslutt og kvartal) og skattemeldinger,
• Kvalitetssikring av momsrapportering og oppdatering av momsnøkler
• Kvalitetssikring av avstemminger og regnskapsovervåking
• Foreta regnskapsmessige vurderinger og dokumentere komplekse regskapsforhold
• Delta i og/eller lede prosjekter og andre ad hoc-saker
• Tett dialog med ekstern revisor
• Drive forbedringsarbeid, standardisering, og prosesseffektivitet

Lue lisää ja hae

Santander Consumer Bank är en nordisk bank som ingår i Banco Santanders globala koncern. Vi är marknadsledande i Norden vad gäller bilfinansiering och arbetar tillsammans med över 5500 återförsäljare på den nordiska marknaden. I Sverige arbetar vi med över 1000 återförsäljare inom både bil- och fritidsmarknaden.

Vi söker en Key Account Manager till Santander Sveriges Auto Team som består av drygt 30 personer som tillsammans slår rekord efter rekord.

Om tjänsten

Dina arbetsuppgifter som KAM är huvudsakligen att utveckla befintliga fordonsåterförsäljare men även att etablera nya återförsäljare inom ditt distrikt. Arbetet mäts främst genom volym- och marginalökning på de återförsäljare som du ansvarar för. Som KAM får du en utmanande och stimulerande roll med mycket frihet, självständighet och eget ansvar.

Du bor söder om Göteborg och norr om Malmö då ditt distrikt är södra västkusten.

Du arbetar nära våra återförsäljares ledningsgrupp och säkerhetsställer att de får bästa möjliga support och möjlighet att med våra produkter och tjänster utveckla sin affär både lönsamt och effektivt. I rollen ansvarar du för att leda, följa upp, motivera och planera arbetet framåt i samarbeten.

Lue lisää ja hae

Would you like to join the Nordic Business Controller team in one of the largest international banks?
Santander Consumer Finance is looking for a highly motivated Business Controller with strong financial understandings and a commercial mindset to join our Business Controller team. In this position you will join a qualified team that work across all business functions, products, and markets in which we are represented in the Nordics. Key is supporting and challenging the business based on your financial and market understanding. The position reports to Business Control Leader.

As a Business Controller you will continuously review and challenge our financial performance, being able to tell the story behind the numbers to various stakeholders, including the senior management team. An important objective for Business Control is to provide transparent information to enable and drive effective decision making in achieving our strategic objectives. This entails for example supporting the business in preparing business cases to support strategic decisions.

Main activities

• Analyze, identify, understand, and comment on the main business drivers impacting performance vs. Budgets and Forecasts.
• Present business insights related to financials in monthly and ad hoc meetings.
• Support commercial teams to understand the key drivers impacting their product P&Ls.
• Identify (business and financial) risks and opportunities.
• Perform business deep dives (review profitability of products, markets etc.) with main purpose to improve strategy execution and decision making.
• Drive financial insights and support the business in preparing business cases to support strategic decisions.
• Take initiative to start, lead and execute improvement projects which will assist the business in making better decisions.
• Be a part of agile teams on behalf of Finance and be a Finance representative in local commercial management team.
• Responsibilities in this role can be adapted to the experience and competence of the candidate.
• Some travelling will be required.

Lue lisää ja hae

Do you want to be part of a small team working with capital control and future Capital requirements, but still part of a big bank in the Nordics?

We now offer an interesting opportunity to work in the Nordics in a global bank with a wide range of tasks within the capital controlling area.

Your main responsibilities are

• Captial control

  • Ensure that the company meets its Captial Reporting requirments to the Group according to the relevant regulation and the Capital Policy.
  • Ensure that the company has processes in place to estimate and plan the future capital requirements and to prepare updated captial estimates on a monthly basis.
  • Ensure that relevant capital reports are prepared and provided to internal and external stakeholders.
  • Participate in relevant governance bodies related to Capital
  • Participation in projects related to Capital.
  • Participate in validating Capital needs on new and existing deals.
  • Support profitability reviews and calculations.
  • Customers

Ensure to provide the agreed and required service to our external and internal counterparties in a way that maintain a good business relationship.

Lue lisää ja hae